Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.